Another post about Credit Scores Doctor Loan Programs usually require good to very good credit. Here are #4 habits to Improve your Credit Score The average credit score in the US is around 692 points. There are many people with bad credit, whose scores can go as low as 350

Mortgage Rates, the Fed and the 10 Yr Treasury There is a lot of news lately about the Fed raising rates, but what does that mean exactly? Are they raising mortgage rates?? Investment rates??? I’ll do my best to keep this brief and not too technical and this is how

Match Day is Closer Than You Think March of 2016 may seem far away, but before we know it another Match Day will be upon us. Finding a home in your new community will be just one of many tasks that will follow being matched. There’s one thing you can

Your Credit Score and the Doctor Loan Doctor loans are great for several reasons. In many situations they can remove the need for a down payment, they don’t require mortgage insurance, and yet they still offer great rates on both fixed and adjustable rate mortgages. There are key pieces of

What if I wait until next year to buy? First-time homebuyers are flocking to the housing market in greater numbers than any time in the last few years. Renters who are ready and willing to buy are now realizing that they are also able to as well. Many first-time buyers

Med School Loans and how they impact your ability to buy a home. Your school debt plays a factor when considering your mortgage options: You’ve been in school in some shape or form for the better part of the last 20 years, and unless your one of the fortunate few,

Avoid Pitfalls of Meeting Down Payment Requirements Though many Doctor Loan programs allow for a small down payment, the guidelines concerning where the funds are derived from, can be complicated. If the lender requires 5% of the purchase price be from your own funds, one must be well prepared. If

Budgeting for a New Home Down Payment Options: Where Can The Funds Come From? Over the last several years the approval process for loans has tightened up along with higher credit score and down payment requirements. Fortunately, this past year has seen some loosening of loan requirements, enabling more buyers

Should I Wait to Put Down a Bigger Down Payment? Some experts are advising that first time and move-up buyers wait until they save up 20% before they move forward with their decision to purchase a home. One of the main reasons they suggest waiting is that a buyer must