Does 100% financing mean NO money at closing? If you have been on www.doctorloanprograms.com for more than 2 minutes you probably realize that there are several great options available for a doctor buying a house! Some lenders in certain states even allow 100% financing with no mortgage insurance, which may

New Home Purchase and Funds to Close If they are funds that came from a family member they will be considered a “gift” and gift documentation will be required. If they came from the sale of something you will need a bill of sale and evidence of the value. Tax

Understanding Loan Approval Amounts At the start of a home search, one of the most pressing questions on the minds of borrowers is how much can I be approved for? While it is a simple and straightforward question, the answer can be very convoluted, leading to a universal, it depends.

So what happens after your purchase contract is signed? You have found the perfect home, negotiated a price, and signed the purchase contract. Now the process towards closing begins, which includes inspections, surveys and a property appraisal. Understanding the value in this process will help you decide if you want

How to Choose the Best Real Estate Agent Real Estate agents have a wide range of expertise and approaches to real estate purchases. Finding an agent you can trust, will listen to your needs, and will work to find you a home will create a strong relationship. Purchasing a home

Have you thought about insurance lately? It’s the old adage “better to have it and not need it, than to need it and not have it”. I’m specifically talking about disability insurance. “It’s never going to happen to me” attitude won’t cut it – as unpleasant as it is to

Managing Student Loan Debt Managing Student Loans and Payment Options Student loan payments can be very high and may impact the price range of home you are able to qualify for. When it comes to managing both your debt and your budget, selecting a payment plan for student loans will

Fed to raise rates this month? March 14, 2017 ⇒ Jobs Report Released ⇒ CFPB Case Moves On ⇒ Buyers See Sticker Shock The Jobs Report and Fed Meeting The data is in. The jobs report has been released and the Federal Reserve Board’s Open Market Committee is meeting as

Buying a Condominium? If you would like a home where you won’t have to worry about lawn care, snow plowing, or multiple other homeowner responsibilities, a condominium may be for you. In most cases if you need financing the bank will want to see if the condominium is “warrantable”, which