Most physician home loan programs let you buy a home with low or no down payment and reduced mortgage insurance, helping you preserve cash, lower
It’s critical you understand physician loans: mortgages for doctors offering low down payments, flexible underwriting, tailored terms, eligibility, advantages, risks, and negotiation tips before buying
Many loan programs target physicians, offering low down payments, higher debt-to-income allowances, and residency-friendly underwriting to help you secure competitive mortgages during training or early
There’s a path for doctors to buy homes sooner through physician loan programs that lower down payments, offer flexible debt-to-income standards, and waive PMI, letting
Defining the Physician Mortgage Loan You can use physician mortgage loans that count residency income, future contracts, and signing bonuses, often lowering cash-reserve needs and
Many of you entering medicine face down-payment and income-verification hurdles; doctor loan programs often waive down payments, consider student loans, and offer competitive rates so
Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions.
Across the Physician Focused™ network, the focus remains consistent:
Loan officer participation supports that mission by contributing to a trusted, hospital-safe resource.
Loan officers interested in participating in Doctor Loan Programs™ may request additional information regarding listing availability and participation standards.
