216-616-4332

A Physician Loan Directory Used by Hospital Teams Nationwide

Use this directory to understand physician loan programs, compare options by state, and support physician on-boarding with clarity.

Doctor Loan Programs™ is a physician-focused, centralized reference built to support hospital coordinators, recruiters, and physicians with clear access to verified physician loan programs during recruitment, onboarding, and relocation.

• A division of Physician Focused™ • Education first • No sales pressure

Use the map below to find Physician Lenders available in your State:

Results will appear at the bottom of the Page

The banks listed here do benefit from the exposure but the site was not built for them. It was built for YOU. The information listed here regarding the Doctor Mortgage Loan Program has been gathered by folks like you and they have been kind enough to share their experiences. If you are lender offering a Physician Loan and would like to be added to this site please click the “New Bank” option at the top. If your Medical Doctor Mortgage Loan Program is of value, and you have the appropriate recommendations from past Physician clients, I will add you to the list.

Why This Directory Exists

Physicians frequently have questions about home financing as they evaluate new positions, relocate, or prepare for major life transitions. Hospital teams are often asked for guidance, but housing and loan decisions fall outside the hospital’s scope.
Doctor Loan Programs™ exists to fill that gap.
The directory provides a centralized reference that hospital coordinators can share with physicians—allowing doctors to explore physician loan program options independently, at their own pace, and with appropriate professional guidance.

What Physicians Will Find

When physicians access Doctor Loan Programs™, they will find:

  • Listings of participating financial institutions and loan officers experienced in physician loans
  • Program availability organized by state or region
  • General program features relevant to physicians
  • Educational context to support informed conversations

All listings follow consistent standards to ensure clarity and comparability.

Neutral. Educational. Physician-Safe.

Doctor Loan Programs™ is not a lender and does not offer financial products.

The directory does not promote specific loan terms, pricing, or offers. Its purpose is to provide education and structured access to information, allowing physicians to engage directly with professionals when—and if—they choose.

Hospital teams can share this resource confidently, knowing it prioritizes physician autonomy and informed decision-making.

Part of the Physician Focused™ Network

Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions. Across the Physician Focused™ network, our role is consistent:
  • Education first
  • No sales pressure
  • Long-term decision support
Doctor Loan Programs™ supports that mission by serving as a trusted reference within the physician recruitment and onboarding process.

LOAN OFFICER PARTICIPATION

Part of the Physician Focused™ Network

Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions.

Across the Physician Focused™ network, the focus remains consistent:

Loan officer participation supports that mission by contributing to a trusted, hospital-safe resource.

Inquire About Participation

Loan officers interested in participating in Doctor Loan Programs™ may request additional information regarding listing availability and participation standards.

Note From the Editor:

We are pleased to announce that as September 2023, over 8,237 Physicians, Dentists and Optometrists visit our site every month!!!

It is truly an honor that our page has become one of the most comprehensive resources for new and established medical professionals in search of banks offering a Doctor Loan Program.
While this blog may not be the prettiest site on the web, we hope you find this information useful. The Goal is Simple: to compile the largest most up to date list of Doctor Loan Programs and features available in your state. Therefor allowing you to make an unbiased decision and choose the the best lender for you.
Also if you are interested, I have been writing on the topic of Physician Mortgage Loans for over 8 years. Feel free to browse my Doctor Loan Blog for useful articles, tips and resources to assist you in your research.
Thank you for visiting and enjoy the site.
Sincerely
Doctorloanprograms.com team
Who qualifies for the Doctor Loan Program? -Licensed Medical Residents, Fellows, Medical Physicians (MD) and Doctors of Osteopathic Medicine (DO)
Dentists (DDS/DMD)
-Some lenders offer Doctor Loans to Podiatrists, Optometrists, Chiropractors and Veterinarians
-See our list of Doctor Lenders offering a Construction Loan Program
Benefits of the Physician Loan Program at a Glance.
*Very low to zero down-payment: Only 0%, 5% and 10% down depending on the lender
*No PMI (Private Mortgage Insurance)
*Higher maximum loan amounts: Lenders typically allow up to $850k/$1.5 Million
*Close on your loan early: up to 60-90 days before starting new employment (depending on the lender)
*Employment contract can be used as evidence of income – if starting new job.
*Medical school loans can often be waived from your debt ratio (if deferred 12 months after closing)
*Competitive Fixed and Adjustable rates available
*Gift funds or seller contributions may be used for closing costs
*Learn more about what features most doctor loans have in common.
×