216-616-4332

Genisys Credit Union

Program is available in the following states : AL, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KY, MD, MI, MN, MS, MT, NE, NJ, NM, NC, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, WA, WV, WI, WY
Disclaimer: Program features are subject to change. Please check with your loan specialist for the most up to date product information.

TERMS:

  • 100% financing up to $1.5 million
  • 90% up to $2 million
  • 80% up to $4 million
  • 3/6, 5/6, 7/6, 10/6 arms available
  • 10, 15, 20, & 30 year fixed
  • Available on purchase, construction, and renovation loans
  • Deferred student loan debt is not included in calculations
  • Employment contracts for future employment are acceptable as a source of employment/income. If the start date for the new job is greater than 90 days from our Note date, the borrower must provide evidence that they have the resources to cover the payment (s) prior to starting their new position.

PROFESSIONS:

MD, DO, DDS, DMD, Resident, Fellows, DVM, CRNA, DNAP, DPM, Pharmacist, PhD

STRENGTHS:

  • Common sense approach to underwriting.
  • Ability to offer bridge financing when trying to sell a current home and buy a new one. Genisys Credit Union offers Physician Construction Loan under Same terms as Purchase.
  • GREAT RATES

All of the loan officers listed here specialize in working with doctors. They are battle tested, seasoned, and recommended by your peers.

Donald J White (NMLS # 407289)
(586) 764-1826
dwhite@genisyscu.org

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