How To Choose The Right Doctor Mortgage Loan Program For Your Needs
March 24, 2026
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Ken J Schmidt with Huntington National Bank offers a physician mortgage program designed specifically for medical professionals. It is available to doctors, residents, and fellows purchasing a primary residence. Ken is an AVP Mortgage Loan Officer specializing in Residential Mortgages, Construction loans, and Physician Loan products. The program features zero down payment options with no PMI, loan amounts from $1,000,000 to $1,750,000, and flexible financing for new construction and renovation projects including one-time-close construction-to-permanent financing. Ken serves the Greater Chicago Area and is recognized as the #1 Producing Loan Officer in the Chicago North Region by Huntington National Bank.
Ken J. Schmidt is a premier mortgage lending professional at Huntington National Bank with over 25 years of experience and more than three quarters of a billion dollars in funded loans. He is based in Illinois and can be reached directly by phone, mobile, or email.
Ken Schmidt's coverage area is Illinois. He works with borrowers across the state to help them secure the right mortgage financing for their needs.
Ken specializes in several mortgage products, including one-time-close construction-to-permanent loans, the Doctors Only physician loan program, jumbo financing, and loans for self-employed borrowers.
The one-time-close construction-to-permanent loan allows borrowers to finance both the construction of a new home and the long-term mortgage in a single closing. This eliminates the need for two separate loan processes and simplifies the financing experience.
The Doctors Only program is a specialty mortgage designed exclusively for physicians and medical professionals. It typically features flexible underwriting, low or no down payment options, and no private mortgage insurance (PMI), making it easier for doctors to purchase a home.
Ken Schmidt has over 25 years of experience in mortgage lending and has funded more than $750 million in loans throughout his career, making him a highly seasoned and trusted lending professional.
Ken focuses on listening to both short-term and long-term goals to structure a loan that best fits each borrower's individual needs. His team works with experienced processors, underwriters, and closers to ensure a smooth and timely loan closing.
ou can reach Ken Schmidt through the following:
#697466You can apply for a mortgage with Ken Schmidt by visiting our website and filling out our contact form to get started. A member of our team will be in touch promptly to guide you through your options and next steps.
Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions.
Across the Physician Focused™ network, the focus remains consistent:
Loan officer participation supports that mission by contributing to a trusted, hospital-safe resource.
Loan officers interested in participating in Doctor Loan Programs™ may request additional information regarding listing availability and participation standards.
