216-616-4332

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216-616-4332

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This lender is available in the following states (no construction loan or lot loans, just purchase and refinance): AL, AK, AR, CO, CT, DC, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

This lender is available in the following states: AL, AR, CA, CT, DL, FL, GA, IN, KY, MD, MA, MS, NJ, NC, OH, PA, SC, TN, TX, VI, DC, WV.

DOCTOR PROGRAM FEATURES:

Doctor Loan Program* Features:
  • For MD, DO, DDS, DMD, DPM
— Maximum of 100% financing* for loan amounts not to exceed $1,000,000
— Maximum of 95% financing* for loan amounts not to exceed $1,500,000
— Maximum of 89.99% financing* for loan amounts not to exceed $2,000,000
  • No monthly mortgage insurance payments
  • For licensed medical professionals (physicians and dentists) who have completed their residency within ten to 15 years
  • Maximum of 89.99% financing* for loan amounts not to exceed $1,500,000
— Fixed and variable -rate options available.
Eligible Borrowers:
Licensed Residents/Interns/Fellows
Licensed Medical Professionals
Medical Doctors (MD), Doctors of Osteopathy (DO), Doctor of Dental Medicine- Dental Surgeons, Orthodontists, General Dentist (DMD/DDS), Doctors of Podiatric Medicine (DPM)
Loan to Value
-Loan Amounts up to $1,000,000 with 0% Down
-Loan Amounts up to $1,500,000 with 5% Down
-Loan Amounts up to $2,000,000 with 10.01% Down
-The maximum loan to value / total loan to value for borrowers practicing 10 years but less than 15 years is 89.99%
-NO PMI
-No Minimum Loan Amount
-Reserve Requirements Vary
-Close up to 90 days before employment starts
Fully Amortizing 15 and 30 year fixed
Fully Amortizing 5/6-Month, 7/6-Month and 10/6-Month SOFR ARMs
Occupancy/ Property Types:
Primary Residence, 1 Unit Properties, Log Homes (Max 80% LTV), Attached or Detached Properties Warrantable Condos, PUDs
Refinance options are available
**All loans are subject to credit approval**
**Guidelines are subject to change**

All of the loan officers recommended by this site specialize in working with doctors ONLY. They are battle tested, seasoned, and recommended by your peers.

Please use the form below and we’ll let a Physician Loan Specialist from this bank know that you are looking for more information.
By contacting you certify that you are a medical professional or the spouse of one.
Disclaimer: The postings on this site do not represent this banks positions, strategies or opinions.
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About this Site

Part of the Physician Focused™ Network

Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions.

Across the Physician Focused™ network, the focus remains consistent:

  • Education first
  • No pressure
  • Long-term decision support

Loan officer participation supports that mission by contributing to a trusted, hospital-safe resource.

Inquire About Participation

Loan officers interested in participating in Doctor Loan Programs™ may request additional information regarding listing availability and participation standards.

Explore the Directory
For Hospital Coordinators
• A division of Physician Focused™ • Education first • No sales pressure
The Doctor Mortgage Loan Program is designed to help qualified Physicians and Dentists acquire a residential mortgage loan from participating lenders.
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216-616-4332
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