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Physician Loan Directory

A nationwide, physician-focused reference to help doctors understand loan options and move confidently from loan to home.


Doctor Loan Programs™ provides a centralized directory of physician loan programs organized by state—designed to support doctors and the hospital teams who assist them during recruitment, onboarding, and relocation.

Explore the Directory
For Hospital Coordinators

Find Physician Loan Programs by State

Select a State below to view participating physician loan programs.

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Education First. Physician-Focused

Doctor Loan Programs™ is not a lender and does not offer financial products.

This directory exists to provide education, structure, and clarity around physician loan programs so doctors can better understand available options as they navigate career transitions, relocation, and homeownership decisions. Listings are presented for reference and comparison purposes only. The directory does not promote specific loan terms, pricing, or offers, and physicians are never required to engage with any listed institution.

Full List of Banks offering a Doctor Loan Program:

  • Fulton Mortgage Company, a division of Fulton Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: DC, DE, MD, NJ, PA and VA
  • Frandsen Bank & Trust: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: MN, WI
  • First National Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: DE, FL, GA, MD, NJ, NY, NC, OH, PA, SC, TN, VA, DC, WV
  • Truist: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AL, AK, AR, CO, CT, DC, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
  • United Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: NC, SC, VA, WV, MD, DE, GA, DC
  • US Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: ALL States
  • Southern First: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: NC, SC, GA
  • Citizens Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: CT, DC, DE, IL, IN, KY, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, TN, VA, VT, WV, GA, KS, LA, MS and MO
  • Fnbo Mortgage (First National Bank of Omaha): Click here for Program Features and Loan Officer Contact Information
    Available in the following states: CO, IL, KS, MO, NE, SD, TX, and WY
  • Mercantile Bank:Click here for Program Features and Loan Officer Contact Information
    Available in the following states: MI, IN, OH, KY
  • Berkshire Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: CT, MA, ME, NH, NY, RI, VT
  • Liberty Federal Credit Union: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: (All 50 States)
  • South State Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AL, CO, FL, GA, NC, SC, TN, TX, VA
  • Fifth Third Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: FL, IL, IN, KY, MI, OH, TN, WV, GA, NC, SC
  • First Horizon Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AL, AR, GA, FL, LA, MS, NC, SC, TN, TX, VA
  • S&T Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: OH & PA
  • Wintrust Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AZ, CA, FL, IA, IL, IN, MN, MT, ND, WI
  • BOK Financial Bank: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AR, AZ, CO, KS, MO, NM, OK, and TX
  • Bank of Texas: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: TX, AZ, AR, OK, NM, KS, MO, CO
  • Genisys Credit Union: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AL, AR, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KY, MD, MI, MN, MS, MT, NE, NJ, NM, NC, OH, OK, OR, PA, RI, SC, SD, TN, UT, VA, WA, WV, WI, WY
  • Alliant Credit Union : Click here for Program Features and Loan Officer Contact Information
    Available in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
  • Lake Michigan Credit Union: Click here for Program Features and Loan Officer Contact Information
    Available in the following states: FL, IL, IN, MI, OH, WI

All of the loan officers noted on this list of Physician Lenders specialize in working with Doctors ONLY

They are battle tested, seasoned, and recommended by your peers. Give them a call!

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About this Site

Part of the Physician Focused™ Network

Doctor Loan Programs™ is a division of Physician Focused™, a nationwide advisory platform serving physicians and healthcare institutions.

Across the Physician Focused™ network, the focus remains consistent:

  • Education first
  • No pressure
  • Long-term decision support

Loan officer participation supports that mission by contributing to a trusted, hospital-safe resource.

Inquire About Participation

Loan officers interested in participating in Doctor Loan Programs™ may request additional information regarding listing availability and participation standards.

Explore the Directory
For Hospital Coordinators
• A division of Physician Focused™ • Education first • No sales pressure
The Doctor Mortgage Loan Program is designed to help qualified Physicians and Dentists acquire a residential mortgage loan from participating lenders.
info@doctorloanprograms.com
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